DKV Agent in Spain I Stenzig Group
Mobile phone: (+34) 626 201 805 | Telephone: (+34) 952 54 73 04
Health and well-being
Enjoy high-quality medical care, with or without co-payment, through the complete medical directory offered by DKV.
Insurance with
Medical Directory
Integral
Enjoy the most comprehensive health insurance and the best healthcare. You decide which doctor or clinic in our network you want to go to. No waiting lists or lengthy formalities, it has more than 1.000 concerted centres and more than 40.000 professionals throughout Spain. Avoid crowds and secure the most convenient, fast and effective healthcare by choosing only what you need.
The different modalities of comprehensive insurance provide for the same healthcare services. The only difference is the amount of the co-payment for certain services.
A co-payment is the amount you have to pay when you use certain services. Choose the plan that suits you best:
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With co-payment: Complet, Plus, Classic.
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Without co-payment: Elite.
Included cover
Primary care
General practice, emergency room, paediatrics, ambulance, tests. . .
Direct access to all specialties
Cardiology, digestive, trauma, gynaecology, ophthalmology, podiatry, dermatology, allergy. . . and all diagnostic tests.
Surgery and hospitalisation
Cancer and kidney treatments among others, surgery, hospitalisation (including UVI and pregnancy), prosthetics and much more!
Smile.
Unlike other health insurance plans in the industry, you have dental care included.
Pack it up.
You will receive up to 20.000 € for emergency assistance worldwide. One of the highest limits on the market!
Daily allowance for hospitalisation
If you are admitted to hospital, you will receive 80 € per day from the third day onwards, provided that no hospital costs are covered by DKV.
Always covered, for all unforeseen
If you have any kind of work or traffic accident, don't worry, we will help you too.
Podiatry, physiotherapy and rehabilitation.
No session restrictions!
Biomechanical examination of gait
A study every 5 years for adults and every 2 years for children under 15 in podoactive centres with the prescription of a DKV-approved traumatologist.
Psychotherapy
20 sessions/year and 40 sessions/year for eating disorders, bullying at school, cyber-bullying, stress at work and gender or family violence.
Nutrition
Nutritional treatment and obesity control up to 20 sessions/year.
Respiratory rehabilitation
Respiratory rehabilitation for chronic obstructive pulmonary disease and sequelae of infection with coronavirus or COVID-19.
Analysis and physiotherapy at home
Covered by own resources in level 3 dependency situations.
The doctor on your mobile phone
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Check your symptoms and discuss them with a doctor.
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Video consultation and chat for a consultation with a doctor wherever you are: General medicine, paediatrics, gynaecology, dermatology, traumatology, psychology, endocrinology, allergology, digestive, cardiology, psychiatry, rheumatology, pain management, pneumology, neurology, angiology, general surgery, ENT and with more time span!
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Electronic prescription to go directly to the pharmacy without visiting the doctor.
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Requests for analytical and imaging tests as well as medical results and reports in the health record.
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Keep all your medical reports, diagnostic tests and analyses handy in your digital health record.
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Resolve your pregnancy, postpartum and breastfeeding questions with the digital midwife service.
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Coach: Talk to a professional via whatsapp to integrate healthy habits into your daily life, such as quitting smoking, losing weight or improving physical activity, among others.
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Free and unlimited service.
Telephone medical lines
24h, pediatric, women's, sports, nutritional, psycho-emotional. .
Preventive medical programmes
We help you improve your overall health with our free distance preventive programmes. It includes a programme to prevent uterine cancer in women aged 25 to 65 and to test for the high-risk human papillomavirus (HPV-AR).
Discounts in the DKV Club for Health and Wellbeing.
Access your full range of health and wellness services at below-market prices. Services in aesthetics, assisted reproduction, nutrition, sports medicine and elderly care in homes, at home and babysitting.
Waiting periods
DKV Integral services are covered from day one.
Only the following services have a waiting period:
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Hospitalisation and surgical intervention (including prostheses): 6 months.
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Footprint study: 6 months
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Childbirth, except premature births: 8 months
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Transplantation: 12 months
Closing conditions
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The highest closing age on the market: up to the age of 75 in individual insurance.
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DKV will not increase the price of your insurance claim.
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The insurer DKV undertakes not to terminate the contract after the third year.
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If you are a family, take advantage of the discount of 7% for 4 insured persons, or 12% for 5 or more.
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If you pay annually, you get an additional 7.5% discount.
Find out everything that your health insurance policy offers you: coverage, additional services, digital health and prevention programmes.
Information of the DKV Integral Insurance Policy
Standard document with summary information to help you compare with other insurance companies.
Any contract begins with a commitment. Ours is to offer you insurance for life, as we do not cancel the insurance after the third year, we do not raise the price for the use you make of it and you will also have a saving for an annual payment or for including your family.
Main features of DKV health insurance policies
Information leaflet DKV Integral
Download the documentation
Documentation
DKV
Integral Complet
"I'm looking for an affordable policy without having to give up private care, and I prefer to pay more when I use it."
Access to our extensive doctor directory. We provide you with 8 hospitals from the top 10 best private medical centres in Spain: Clínica Universidad de Navarra, Universitario Quirón Madrid, Ruber Internacional, Quirón Salud Barcelona...
Medical chat and video consultations on the main specialities.
High co-payment
It is the amount that has to be paid every time you use the health insurance. It varies depending on the type of insurance you have taken out. This amount will be added to your receipt.
Example co-payments:
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General medicine, paediatrics and nursing: 12€.
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Other specialities: 20€
DKV
Integral Classic
"I need comprehensive cover that gives me peace of mind and doesn't make my premium skyrocket."
Access to our extensive medical directory. We provide you with the best private hospital centres in Spain.
To reduce your cost of protecting your family, get a discount of up to 12% on family insurance.
Medical chat and video consultations on key specialities.
Low co-payment
It is the amount that has to be paid every time you use the health insurance. It varies depending on the type of insurance you have. This amount will be added to your receipt.
Example co-payments:
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General medicine, paediatrics and nursing: 1,95€
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Other specialities: 2.95€
DKV
Integral Elite
"I want to see my doctor whenever I need to, without having to worry about anything else."
Access to our extensive doctor directory. We put the best private hospital centres in Spain at your disposal: Clínica Universidad de Navarra, Universitario Quirón Madrid, Ruber Internacional, Quirón Salud Barcelona...
Medical chat and video consultations on the main specialities.
Without co-payments.
Example of co-payments:
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General medicine, paediatrics and nursing: 0€
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Other specialities: 0€
There are no co-payments.