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With regard to maternity, it is advisable to have a health insurance policy that offers you the best protection from the first moment. If you are thinking with the idea of becoming a mother, you can not only follow your pregnancy and medical care during birth and the postpartum period, but also make use of all medical services.

DKV

Pregnancy

At DKV, we not only offer you all the medical care you need during the birth, but also follow-up care during pregnancy and the postpartum period.

DKV Health Insurance for Pregnancy

Did you know that all insurers have an 8-month waiting period to cover childbirth? That's why it's important to take out insurance before you make the decision to become a mother. At DKV, we not only offer you all the medical care you need during the birth, but also follow-up care during pregnancy and the postpartum period.

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Before pregnancy

  • Access to a high-quality directory of doctors with more than 40.000 specialists and 1.000 centres.

  • Consultations and gynaecological and obstetric examinations, without long waiting lists or shortages.

  • Assisted reproductive treatment: by purchasing a discount voucher, you have access to a network of clinics specialising in the diagnosis and treatment of infertility, with the most advanced assisted reproduction techniques (in vitro fertilisation, artificial insemination, embryo transfer, etc.).

During pregnancy

  • Gynaecological and obstetric consultations and check-ups.

  • 3D/4D ultrasound during pregnancy.

  • Prevention and diagnosis: Various diagnostic tests for fetal anomalies. Including epidural anaesthesia during delivery.

  • Obstetric hospitalisation: It offers the security of being cared for by professionals during the pregnancy and/or birth process; and the nest and/or incubator for the newborn during the hospitalisation.

  • Numerous prevention programmes: Healthy pregnancy and birth, parenting classes, gymnastics and birth preparation, oral health programme during pregnancy.

  • Medical hotlines, including a 24h doctor, women and pregnancy hotline. Get advice from doctors or obstetric specialists to solve your possible doubts about symptoms, diagnostic tests, health problems or medicines specific to the stage of pregnancy.

After delivery, postpartum services

  • Preventive postpartum pelvic floor rehabilitation.

  • Newborn health check-ups.

  • Digital midwifery: If you have just become a mother, we offer an innovative midwifery service that uses chat to answer questions about breastfeeding, baby care or postpartum recovery.

After birth for the safety of your baby

  • Paediatric and paediatric care, in the doctor's surgery and at home.

  • Paediatric hospitalisation.

  • Genetic diagnosis of gluten intolerance or coeliac disease, for symptomatic children up to 16 years with altered markers.

  • Including the administration of vaccinations that are part of the compulsory vaccination programme for children in Spain (in approved vaccination centres, the cost of the medication being borne by the insured person, unless provided free of charge by the health authorities of the regions).

  • We give you up to 30 days from birth to be covered, regardless of pre-existing conditions.

At all stages

  • Primary care: General and paediatric care in consultations and at home. As well as nursing services, ambulance and hospital emergency services.

  • All medical specialities: Unlimited consultations with specialists without authorisation or waiting lists: gynaecology, digestive system, paediatric surgery, traumatology, ophthalmology, allergology, etc. . .

  • Diagnostic tests and therapeutic methods: Diagnostic means prescribed by the specialist: blood tests, X-rays, TAC scans, endoscopies or cardiology diagnostics.

  • Surgical procedures and hospitalisation: surgery, anaesthesia service and hospitalisation if required: coronary surgery, oncological treatments, pregnancy and childbirth, paediatric surgery.

  • FREE dental service! Unlike other health insurers in the industry, yours includes dental service.

  • Psychological services: Your health insurance covers 20 consultations per year with a psychologist to treat emotional health problems. If your children suffer from bullying or cyberbullying, eating disorders such as anorexia or bulimia, you have up to 40 sessions.

  • Always covered if something unexpected happens: If you suffer an accident at work or on the road, don't worry, we'll help you even then.

  • Pack your bags with peace of mind: You can count on worldwide emergency assistance of up to 20.000 euros! One of the highest limits on the market! And much more. . .

  • Podiatry, physiotherapy and rehabilitation with no limit on the number of sessions!

  • Nutritionist for the treatment and control of obesity.

  • Free biomechanical gait study!

  • Discounts in the DKV Health and Wellness Club: you have access to a catalogue of health and wellness services with great discounts on the market price.

Video consultation and chat

You can assess your symptoms and have a virtual consultation with a doctor by phone call, video call or chat via the Quiero cuidarme + app. During pregnancy and after birth, you can clarify your doubts directly with a midwife.

Do you have a trusted paediatrician or gynaecologist?

You have the option of adding the paediatric or gynaecological service you require, even if it is not included in your medical directory.

Why take out DKV Integral health insurance?

Avoid overcrowding and provide the most convenient, fast and efficient care possible.

No waiting lists

The average waiting time in social security for an operation is 115 days and for a specialist 72 days.

The best hospitals in Spain

Medical staff of more than 40.000 professionals and 1.000 health centres, such as Quirón, Ruber, Clínica Teknon, etc., and all without paying more.

Better care

Choice of the schedule that best suits each person, without waiting lists and with access to a greater number of services not covered by public health.

Online process

Authorisations, bookings, appointment requests for specific tests, etc.

Save time

Enjoy all the conveniences that DKV offers you. No need to go to your GP to make an appointment with a specialist.

Single room

In case of hospitalisation, with bed for the accompanying person.

Which modality is right for you?

DKV Integral is the most comprehensive health insurance that offers you three different modalities, which differ in the prices of the co-payments.

A co-payment is the amount you have to pay when you use certain services. Choose the plan that suits you best:

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With co-payment: Complet, Classic.

Without co-payment: Elite.

DKV Integral Complet

From 18,-€/Month

High co-payment here

​It is the amount that has to be paid every time you use the health insurance. It varies depending on the type of insurance you have taken out. This amount will be added to your receipt.

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  • Access to our extensive medical directory with more than 40.000 specialists and 1.000 centres throughout Spain.

  • GP care, specialists, hospitalisation, diagnostic tests, dental care, exclusive services and much more. . .

  • We accompany you before, during and after pregnancy, so you don't have to worry about anything.

  • Medical chat and video consultation hours in the main specialties: General Medicine, Paediatrics, Gynaecology, Dermatology, Traumatology, Psychology and Endocrinology.

  • Examples of co-payments:

    • General medicine, paediatrics and nursing: 12€.

    • Other specialities: 20€.

DKV Integral Classic

From 35€/month

Low co-payment here

It is the amount that has to be paid every time you use the health insurance. It varies depending on the type of insurance you have. This amount will be added to your receipt.

 

  • Access to our extensive medical directory with more than 40.000 specialists and 1.000 centres throughout Spain.

  • GP care, specialists, hospitalisation, diagnostic tests, dental care, exclusive benefits and much more. . .

  • We accompany you before, during and after pregnancy, so you don't have to worry about anything.

  • Medical chat and video consultation hours in the main specialties: General Medicine, Paediatrics, Gynaecology, Dermatology, Traumatology, Psychology and Endocrinology.

  • Examples of co-payments:

    • General medicine, paediatrics and nursing: 1,95€.

    • Other specialities: 2,95€.

DKV Integral Elite

From 38€/month

No co-payments here

  • Access to our extensive medical directory with more than 40.000 specialists and 1.000 centres throughout Spain.

  • GP care, specialists, hospitalisation, diagnostic tests, dental care, exclusive benefits and much more. . .

  • We accompany you before, during and after pregnancy, so you don't have to worry about anything.

  • Medical chat and video consultation hours in the main specialties: General Medicine, Paediatrics, Gynaecology, Dermatology, Traumatology, Psychology and Endocrinology.

  • Example co-payments:

    • General medicine, paediatrics and nursing: 0€.

    • Other specialities: 0€.

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There are no co-payments.

What our customers say about our DKV Integral Insurance.

When it comes to maternity, it is advisable to take out a health insurance policy that offers you the best protection.

"As a precaution, my husband and I opted for health insurance so that we could see specialists quickly. I met with one of the gynaecologists who helped me the most with my doubts and plans to become a mother, visits, tests and recommendations."

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Victoria Martinez

She would like to have children in less than a year.

Everything you need to know before taking out DKV comprehensive insurance

Contract conditions

  • Highest contract age on the market: up to 75 years in individual insurance.

  • We offer you insurance for life. DKV will not cancel your contract if you have already been with us for three years, and will not increase the price of your health insurance claim.

  • If you pay annually, you will receive an additional 7.5 % discount.

  • Family discount: 7% for four policyholders or 12% for five or more.

  • The insurance contract is automatically renewed at the end of the calendar year.

Waiting periods

Can we see a specialist the day after we take out the insurance? Yes, from the first day, except for some services for which a waiting period applies:

  • Hospitalisation and surgery (including prostheses): 6 months.

  • Births (except premature births): 8 months, it is possible to have the monitoring and delivery of this pregnancy covered exclusively with your own funds by paying an additional premium in an individual voucher.

  • Footprint study: 6 months

  • Transplantation: 12 months

Copayments and conditions

The co-payment is the amount you have to pay when you use certain services, depending on the type of insurance you choose.

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Choose the option that best suits you:

  • With co-payment: Complet, Classic.

  • Without co-payment: Elite

See co-payments by modality here

Documentation

Terms and conditions

Any contract begins with a commitment. Ours is to offer you insurance for life, as we do not cancel the insurance after the third year, we do not raise the price for the use you make of it and you will also have a saving for an annual payment or for including your family.

Download the documents

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